II. Terms of Use
Please carefully review these terms of use before using this site and documents. By accessing or using the website of the IWLA, you acknowledge that you
have read, understood and accept these terms of use.
A. No legal advice: No attorney-client relationship
The content in and accessible through this site, including newsletters and other materials requested by you through this site: (i) is for informational
purposes only and does not constitute legal advice, and (ii) is not intended to create, and your receipt and/or use of such content does not create, a lawyer-
client relationship. You should not rely on any such content without first consulting a licensed attorney familiar with your particular facts and legal issues.
Any e-mail or other communications sent from you to us through the site will not be treated as confidential.
B. General Information
The materials contained in this website have been prepared for advertising, marketing, and general informational purposes only and are not legal advice.
As noted above, this information is not intended to create, nor does the receipt of such information constitute, an attorney-client relationship. Readers
should not act upon this information without seeking professional counsel.
C. Circular 230 Disclosure
Any tax information or written tax advice contained in this site is not intended to be and cannot be used by any taxpayer for the purpose of avoiding tax
penalties that may be imposed on the taxpayer. This statement is made pursuant to U.S. Treasury Regulations governing tax practice.
D. Intellectual Property
The entirety of the content in this site is a collective work owned by IWLA and is protected by U.S. and international copyright laws. © 2015 IWLA 2015.
All rights reserved. All elements comprising this site, including without limitation, the text, site design, logos, graphics, icons, and images, as well as the
selection, assembly, and arrangement thereof are the sole property of the IWLA or its licensors, and are protected by U.S. and international copyright laws.
All software used in this site is the property of the IWLA or its licensors, and such software is also protected by U.S. and international copyright laws.
Permission is granted to electronically display and electronically copy and print hard copy portions of this site for your own non-commercial use. Any other
use, including the reproduction, modification, distribution, transmission, republication, display, or performance of any content of this site is strictly
prohibited. The trademarks, service marks, trade names, trade dress, logos, designs, and sounds associated with the site are owned by the IWLA or its
licensors.
E. Disclaimer of Warranty
THE SITE, ITS CONTENTS AND THE SERVICES AVAILABLE ON THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT
REPRESENTATION OR WARRANTY OF ANY KIND. THE IWLA EXPRESSLY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS
OR IMPLIED, OF ANY KIND WITH RESPECT TO THE SITE, ITS USES AND THE SERVICES OFFERED ON THE SITE, INCLUDING BUT NOT LIMITED
TO WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, ACCURACY, AND FREEDOM FROM COMPUTER
VIRUSES OR OTHER HARMFUL COMPONENTS. Some states do not allow the disclaimer or limitation of warranties; so the disclaimers set forth above
may not apply to you.
F. Limitation of Liability
IN NO EVENT SHALL THE IWLA, ITS PARTNERS, MEMBERS, OFFICERS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, OR CONTENT
OR SERVICE PROVIDERS BE LIABLE FOR DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, COMPENSATORY,
SPECIAL, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES EVEN IF MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES,
WHETHER IN AN ACTION UNDER CONTRACT, NEGLIGENCE, OR OTHER THEORY, ARISING OUT OF OR IN CONNECTION WITH THE USE,
INABILITY TO USE OR PERFORMANCE OF THE SITE AND/OR ANY CONTENT, MATERIALS OR SERVICES AVAILABLE AT THE SITE. Some states
do not allow the disclaimer or limitation of damages; so the disclaimers set forth above may not apply to you.
G. Use of Passwords
Access to certain portions of this site may, from time-to-time, involve the use of a unique user name and/or password. You are solely responsible for
maintaining the security of such user names and passwords, and will promptly notify us if you believe such security has been compromised. You will not
use the user names and/or passwords of any third party without such party’s express prior consent. You will not misrepresent your identity or any other
information when communicating with the IWLA through the site.
H. Third-party Links and Frames
The IWLA may provide links to websites operated by third parties. The IWLA makes no representations whatsoever about any third-party websites that
you may access through this site, and the fact that we have linked to another site should not be construed as an endorsement of that site or its proprietor.
The IWLA is not responsible for the privacy practices, terms and conditions, or content of such websites. The IWLA prohibits (i) the framing of any
materials available through this site, and (ii) "deep linking" to pages of the site other than the home page. The IWLA reserves the right to disable any
unauthorized frames and specifically disclaims any responsibility for the contents of any other websites linked to this site.
I. Communications with the IWLA
By sending the IWLA any ideas, comments, suggestions, questions, or other material, you grant the IWLA an unrestricted, royalty-free, worldwide,
irrevocable license to use, reproduce, display, perform, modify, transmit, and distribute such material in any manner, including in connection with the
IWLA’s business, and you also agree that the IWLA is free to use any ideas, concepts, know-how, or techniques that you send us for any purpose.
You agree that no comments or other information submitted by you to the IWLA will violate any personal or proprietary right of any third party (including,
without limitation, copyright and trademark rights). You agree that no comments or other information submitted by you to the IWLA will be libelous,