Standard Contract Terms & Conditions for Merchandise Warehouses

Standard Contract Terms & Conditions for

Merchandise Warehouses

Prepared by

International Warehouse Logistics Association

2800 S. River Road, Suite 260

Des Plaines, IL 60018

847.813.4699

[email protected]

www.IWLA.com

Updated April 2020.

Standard Contract Terms & Conditions for

Merchandise Warehouses

Approved and promulgated by the American Warehouse Association, October 1968. Revised and

promulgated by the International Warehouse Logistics Association, January 1998, November 2008,

May 2015, and March 2020.

ACCEPTANCE – Sec. 1

a) This Contract, including accessorial charges that may be attached hereto, must be accepted within

30 days from the proposal date by signature of DEPOSITOR. In the absence of written acceptance,

the act of tendering GOODS described herein for storage or other services by WAREHOUSE within

30 days from the proposal date shall constitute acceptance by DEPOSITOR. DEPOSITOR has had

the opportunity to review and inspect the warehouse facility (“FACILITY”).

b) In the event that GOODS tendered for storage or other services do not conform to the description

contained herein, or conforming GOODS are tendered after 30 days from the proposal date without

prior written acceptance by DEPOSITOR as provided in paragraph (a) of this section, WAREHOUSE

may refuse to accept such GOODS. If WAREHOUSE accepts such GOODS, DEPOSITOR agrees to

rates and charges as may be assigned and invoiced by WAREHOUSE and to all terms of this

Contract.

c) Any GOODS accepted by WAREHOUSE shall constitute GOODS under this Contract.

d) This Contract may be canceled by either party upon 30 days written notice and is canceled if no

storage or other services are performed under this Contract for a period of 180 days.

SHIPMENTS TO AND FROM WAREHOUSE – Sec. 2

DEPOSITOR agrees that all GOODS shipped to and from WAREHOUSE shall identify DEPOSITOR on

the bill of lading or other contract of carriage as the named consignee, in care of WAREHOUSE, and

shall not identify WAREHOUSE as the consignee. If, in violation of this Contract, GOODS are shipped

to WAREHOUSE as named consignee on the bill of lading or other contract of carriage, DEPOSITOR

agrees to immediately notify carrier in writing, with copy of such notice to WAREHOUSE, that

WAREHOUSE named as consignee is the “in care of party” only and has no beneficial title or interest

in the GOODS. Furthermore, WAREHOUSE shall have the right to refuse such GOODS and shall not

be liable for any loss, mis-consignment, or damage of any nature to, or related to, such GOODS. The

parties agree that, regardless of whether WAREHOUSE is incorrectly identified as named consignee,

or DEPOSITOR fails to notify carrier of the incorrect identification on the bill of lading or other contract

of carriage, under no circumstances shall WAREHOUSE be considered the consignee for purposes of

identifying the “importer” under 21 U.S.C. § 384a. The parties further agree that, regardless of whether

WAREHOUSE is named as an “agent” for purposes of 21 U.S.C. § 350d or receives notification from the

U.S. government with respect to confirmation of WAREHOUSE’S status as “agent” under 21 U.S.C. §

350d, under no circumstances shall WAREHOUSE be an agent for purposes of identifying the

“importer”,. WAREHOUSE shall not be responsible for complying with or performing the duties

required of an “importer” under 21 U.S.C. § 384a. Whether WAREHOUSE accepts or refuses GOODS

shipped in violation of this Section 2, DEPOSITOR agrees to indemnify and hold WAREHOUSE

harmless from all claims for transportation, storage, handling and other charges relating to such

GOODS, including undercharges, rail demurrage, truck/intermodal detention, and any fines, penalties,

costs and expenses (including attorney’s fees) and other charges of any nature whatsoever, resulting

from DEPOSITOR’S failure to comply with the requirements of this Section 2.

TENDER OF GOODS – Sec. 3

All GOODS shall be delivered at the FACILITY in a segregated manner, properly marked and packaged

for storage and handling. The DEPOSITOR shall furnish at or prior to such delivery, a manifest showing

marks, brands, or sizes to be kept and accounted for separately, and the class of storage and other

services desired. WAREHOUSE is not a guarantor of the condition of such GOODS under any

circumstances, including, but not limited to hidden, concealed, or latent defects in the GOODS.

Concealed shortages, damage, inherent vice or tampering will not be the responsibility of

WAREHOUSE.

STORAGE PERIOD AND CHARGES – Sec. 4

a) Unless otherwise agreed in writing, all charges for storage are per package or other agreed unit per

month as per available space.

b) The storage month begins on the date that WAREHOUSE accepts care, custody and control of the

GOODS, regardless of unloading date or date of issue of warehouse receipt.

c) Except as provided in paragraph (d) of this section, a full month’s storage charge will apply on all

GOODS received between the first and the 15th, inclusive, of a calendar month; one-half month’s

storage charge will apply on all GOODS received between the 16th and the last day, inclusive, of a

calendar month, and a full month’s storage charge will apply to all GOODS in storage on the first

day of the next and succeeding calendar months. All storage charges are due and payable on the first

day of storage for the initial month and thereafter on the first day of the calendar month.

d) When mutually agreed in writing by the WAREHOUSE and the DEPOSITOR, a storage month shall

extend from a date in one calendar month to, but not including, the same date of the next and all

succeeding months. All storage charges are due and payable on the first day of the storage month.

e) Any invoice over 30 days past due may be assessed a service charge of 2% APR per month or a charge

otherwise permitted by law. Any dispute as to the amount of the invoice shall be claimed in writing

within 30 days from date of invoice. DEPOSITOR may not offset payment of invoices under any

circumstances without the prior written consent of WAREHOUSE.

TRANSFER, TERMINATION OF STORAGE, REMOVAL OF GOODS – Sec. 5

a) Instructions to transfer GOODS on the books of the WAREHOUSE are not effective until delivered

to and accepted by WAREHOUSE, and all charges up to the time transfer is made are chargeable to

the DEPOSITOR. If a transfer involves re-handling the GOODS, such will be subject to a charge.

When GOODS in storage are transferred from one party to another through issuance of a new

warehouse receipt, a new storage date is established on the date of transfer.

b) The WAREHOUSE reserves the right to move, at its expense, 14 days after notice is sent by certified

mail or overnight delivery to the DEPOSITOR, any GOODS in storage from the FACILITY in which

they may be stored to any other of WAREHOUSE’S facilities. WAREHOUSE will store the GOODS

at the Facility and may without notice move the GOODS within and between, any one or more of the

warehouse buildings which comprise the FACILITY identified on the front of this Contract.

c) WAREHOUSE reserves the right to require advance payment of all past, present, and future charges

prior to removal of the GOODS from the Facility.

d) The WAREHOUSE may, upon written notice of not less than 30 days to the DEPOSITOR and any

other person known by the WAREHOUSE to claim an interest in the GOODS, require the removal

of any GOODS. Such notice shall be given to the last known place of business of the person to be

notified. If GOODS are not removed before the end of the notice period, the WAREHOUSE may sell

them in accordance with applicable law.

e) If WAREHOUSE in good faith believes that the GOODS are about to deteriorate or decline in value

to less than the amount of WAREHOUSE’S lien before the end of the 30-day notice period referred

to in Section 5(c), the WAREHOUSE may specify in the notification any reasonable shorter time for

removal of the GOODS and if the GOODS are not removed, may sell them at public sale held one

week after a single advertisement or posting as provided by law.

f) If as a result of a quality or condition of the GOODS of which the WAREHOUSE had no notice at

the time of deposit the GOODS are a hazard to other property or to the FACILITY or to persons, the

WAREHOUSE may: i) sell the GOODS at public or private sale without advertisement on reasonable

notification to all persons known to claim an interest in the GOODS, ii) return GOODS freight

collect, or iii) dispose of GOODS. Pending such disposition, sale or return of the GOODS, the

WAREHOUSE may remove the GOODS from the FACILITY and shall incur no liability by reason of

such removal.

g) If, after a reasonable effort, WAREHOUSE is unable to sell the GOODS pursuant to this Section 5,

WAREHOUSE may dispose of the GOODS in any lawful manner and shall incur no liability by

reason of such disposition.

HANDLING – Sec. 6

a) The handling charge covers the ordinary labor involved in receiving GOODS at warehouse door,

placing GOODS in storage, and returning GOODS to warehouse door. Handling charges are due and

payable on receipt of GOODS.

b) Unless otherwise agreed in writing, labor for unloading and loading GOODS will be subject to a

charge. Additional expenses incurred by the WAREHOUSE in receiving and handling damaged

GOODS, and additional expense in unloading from or loading into cars or other vehicles not at

warehouse door will be charged to the DEPOSITOR.

c) Labor and materials used in loading rail cars or other vehicles are chargeable to the DEPOSITOR.

d) When GOODS are ordered out in quantities less than in which received, the WAREHOUSE may

make an additional charge for each order or each item of an order.

e) DEPOSITOR shall indemnify, defend, and hold WAREHOUSE harmless from all loss, costs,

penalties, claims, expenses (including reasonable attorney’s fees) for transportation, storage,

handling and other charges related to the GOODS, including but not limited to undercharges, rail

demurrage, truck/intermodal detention and other charges, asserted by any third-

party. WAREHOUSE shall not be liable to DEPOSITOR for any demurrage or detention, any delays

in unloading inbound cars, trailers or other containers, or any delays in obtaining and loading cars,

trailers or other containers for outbound shipment unless WAREHOUSE has failed to exercise

reasonable care as determined by industry practice.

DELIVERY REQUIREMENTS – Sec. 7

No GOODS shall be delivered or transferred except upon receipt by the WAREHOUSE of

DEPOSITOR’S complete written instructions. Written instructions shall include, but are not limited to,

FAX, EDI, E-Mail or similar communication, provided WAREHOUSE has no liability when relying on

the information contained in the communication as received. GOODS may be delivered upon

instruction by telephone or electronically in accordance with DEPOSITOR’S prior written

authorization, but the WAREHOUSE shall not be responsible for loss or error occasioned thereby. The

WAREHOUSE shall not be liable for failure to carry out such instructions and GOODS remaining in

storage will continue to be subject to regular storage charges. When GOODS are ordered out, a

reasonable time shall be given to the WAREHOUSE to carry out instructions.

EXTRA SERVICES (SPECIAL SERVICES) – Sec. 8

a) WAREHOUSE labor required for services other than ordinary handling and storage will be charged

to the DEPOSITOR.

b) Special services requested by DEPOSITOR including but not limited to compiling of special stock

statements; reporting marked weights, serial numbers or other data from packages; physical check

of GOODS; and handling transit billing will be subject to a charge.

c) Dunnage, bracing, packing materials or other special supplies, may be provided for the DEPOSITOR

at a charge in addition to the WAREHOUSE’S cost.

d) By prior arrangement, GOODS may be received or delivered during other than usual business hours,

subject to a charge.

e) Communication expense including postage, overnight delivery, or telephone may be charged to the

DEPOSITOR if such concern more than normal inventory reporting or if, at the request of the

DEPOSITOR, communications are made by other than regular United States Mail.

f) WAREHOUSE will take physical inventories and cycle counts as requested by DEPOSITOR, at

DEPOSITOR’S expense. Representatives of DEPOSITOR and WAREHOUSE personnel, as well as

any independent auditor or designee, may be present when any physical inventory is taken.

BONDED STORAGE – Sec. 9

a) A charge in addition to regular rates will be made for merchandise in bond.

b) Where a warehouse receipt covers GOODS in U.S. Customs bond, WAREHOUSE shall have no

liability for GOODS seized or removed by U.S. Customs.

MINIMUM CHARGES – Sec. 10

a) A minimum handling charge per lot and a minimum storage charge per lot per month will be made.

When a warehouse receipt covers more than one lot or when a lot is in assortment, a minimum

charge per mark, brand, or variety will be made.

b) A minimum monthly charge to one account for storage and/or handling will be made. This charge

will apply also to each account when one customer has several accounts, each requiring separate

records and billing.

LIABILITY AND LIMITATION OF DAMAGES – Sec. 11

a) WAREHOUSE shall not be liable for any loss or damage to GOODS tendered, stored or handled

however caused unless such loss or damage resulted from the failure by WAREHOUSE to exercise

such care in regard to them as a reasonably careful person would exercise under like circumstances.

WAREHOUSE is not liable for damages which could not have been avoided by the exercise of such

care.

b) GOODS are not insured by WAREHOUSE against loss or damage however caused.

c) In the event of loss or damage to the GOODS for which WAREHOUSE is legally liable, DEPOSITOR

declares that WAREHOUSE’S liability for damages are limited to _______ per_________, and

in no instance shall any one claim exceed the limit of WAREHOUSE’S liability insurance, provided,

however, that such liability may at the time of acceptance of this Contract as provided in Section 1

be increased upon DEPOSITOR’S written request on part or all of the GOODS hereunder in which

event an additional monthly charge will be made based upon such increased valuation.

d) The limitation of liability referred to in Section (c) above shall be DEPOSITOR’S exclusive remedy

against WAREHOUSE for any claim or cause of action whatsoever relating to loss, damage, and/or

destruction of the GOODS and shall apply to all claims including inventory shortage and mysterious

disappearance claims unless DEPOSITOR proves by affirmative evidence that WAREHOUSE

converted the GOODS to its own use. Any presumption of conversion imposed by law shall not

apply.

e) Where loss or damage occurs to tendered, stored or handled GOODS, for which WAREHOUSE is

not liable, the DEPOSITOR shall be responsible for the cost of removing and disposing of such

GOODS and the cost of any environmental cleanup and site remediation resulting from the loss or

damage to the GOODS.

NOTICE OF CLAIM AND FILING OF SUIT – Sec. 12

a) Claims by the DEPOSITOR and all other persons must be presented in writing to the WAREHOUSE

within a reasonable time, and in no event any later than the earlier of: (i) 60 days after delivery of

the GOODS by the WAREHOUSE or (ii) 60 days after DEPOSITOR is notified by the WAREHOUSE

that loss or damage to part or all of the GOODS has occurred. Each claim must contain information

necessary to identify the GOODS affected, the basis for liability and the amount of the alleged loss

or damage, as well as all appropriate supporting documentation.

b) No lawsuit or other action may be maintained by the DEPOSITOR or others against the

WAREHOUSE for loss or damage to the GOODS unless timely written claim has been given as

provided in paragraph (a) of this section and unless such lawsuit or other action is commenced by

no later than the earlier of: (i) nine months after date of delivery by WAREHOUSE or (ii) nine

months after DEPOSITOR is notified that loss or damage to part or all of the GOODS has occurred.

c) When GOODS have not been delivered, notice may be given of known loss or damage to the GOODS

by mailing of a letter via certified mail or overnight delivery to the DEPOSITOR. Time limitations

for presentation of claim in writing and maintaining of action after notice begin on the date of

mailing of such notice by WAREHOUSE.

LIABILITY FOR CONSEQUENTIAL DAMAGES – Sec. 13

With respect to any claim arising from or related to this agreement, or otherwise arising from the

relationship of the parties, in no event will WAREHOUSE be liable for special, indirect, exemplary,

punitive, or consequential damages of any kind, including but not limited to lost profits, lost sales, or

damages due to business interruption, regardless of whether such damages were foreseeable or

WAREHOUSE had notice of the possibility of such damages.

LIABILITY FOR MIS-SHIPMENT AND CHARGEBACKS – Sec. 14

a) If WAREHOUSE negligently mis-ships GOODS, the WAREHOUSE shall pay the reasonable

transportation charges incurred to return the mis-shipped GOODS to the FACILITY. If the

consignee fails to return the GOODS, WAREHOUSE’S maximum liability shall be for the lost or

damaged GOODS as specified in Section 11 above, and WAREHOUSE shall have no liability for

damages due to the consignee’s acceptance or use of the GOODS whether such GOODS be those of

the DEPOSITOR or another.

b) WAREHOUSE shall not be responsible for chargebacks of any kind.

c) Any and all claims made pursuant to this Section must be in compliance with the requirements set

forth in Section 12.

RECALL – Sec. 15

In the event a recall, field alert, product withdrawal or field correction (together, “Recall”) may be

necessary with respect to any GOODS provided under this Contract, DEPOSITOR shall immediately

notify WAREHOUSE in writing. WAREHOUSE will not act to initiate a Recall without the express prior

written approval of DEPOSITOR unless otherwise required by applicable laws. The cost of any Recall

shall be borne by DEPOSITOR. DEPOSITOR shall indemnify and hold harmless the WAREHOUSE

from all loss, cost, penalty, and expense (including reasonable attorneys’ fees) which WAREHOUSE

pays or incurs as a result of a Recall.

FORCE MAJEURE – Sec. 16

Neither party shall be liable to the other for default in the performance or discharge of any duty or

obligation under this Contract, except for DEPOSITOR’S obligation to pay for services rendered by

WAREHOUSE, when caused by acts of God, hurricanes, tidal waves, flood, tornadoes, cyclone, wind

storm, earthquake, public enemy, civil commotion, strikes, labor disputes, work stoppages or other

difficulties within the workforce, failure to provide power by the utility provider, intentional or

malicious acts of third persons or any other organized opposition, cyber-attacks, viruses, corruption,

depredation, accidents, explosions, fire, water sprinkler leakage, moths, vermin, insect, seizure under

legal process, embargo, prohibition of import or export of GOODS, closure of public highways, railways,

airways or shipping lanes, governmental interference, order, regulation, or other action(s) by

governmental authority, national, regional, or local emergency(ies), plague, epidemic, pandemic,

outbreaks for infectious disease or any public health crisis, including but not limited to compliance with

related practices required or recommended by governmental or health organizations (including but not

limited to quarantine or other employee restrictions) or other contingency(ies), similar or dissimilar to

the foregoing, beyond the reasonable control of the affected party. Upon the occurrence of such an event

the party seeking to rely on this provision shall promptly give written notice to the other party of the

nature and consequences of the cause. If the cause is one which nevertheless requires WAREHOUSE

to continue to protect the GOODS, DEPOSITOR agrees to pay the storage or similar charges associated

with WAREHOUSE’S obligation during the continuance of the force majeure. All GOODS are stored,

handled, and transported at DEPOSITOR’S sole risk of loss, damage, or delay caused by any of the

above.

RIGHT TO STORE GOODS – Sec. 17

DEPOSITOR represents and warrants that DEPOSITOR is lawfully possessed of the GOODS and has

the right and authority to store them with WAREHOUSE. DEPOSITOR agrees to indemnify and hold

harmless the WAREHOUSE from all loss, cost and expense (including reasonable attorneys’ fees) which

WAREHOUSE pays or incurs as a result of any dispute or litigation, whether instituted by

WAREHOUSE or others, respecting DEPOSITOR’S right, title or interest in the GOODS. Such amounts

shall be charges in relation to the GOODS and subject to WAREHOUSE’S lien.

ACCURATE INFORMATION – Sec. 18

DEPOSITOR represents and warrants to WAREHOUSE that there are no known potential health, safety

and/or environmental hazards associated with the storage and handling of the GOODS that have not

been disclosed to and acknowledged by WAREHOUSE. Notwithstanding, DEPOSITOR will provide

WAREHOUSE with information concerning the GOODS which is accurate, complete and sufficient to

allow WAREHOUSE to comply with all laws and regulations concerning the storage, handling and

transporting of the GOODS. DEPOSITOR will indemnify and hold WAREHOUSE harmless from all

loss, cost, penalty and expense (including reasonable attorneys’ fees) which WAREHOUSE pays or

incurs as a result of DEPOSITOR failing to fully discharge this obligation.

CONFIDENTIALITY – Sec. 19

a) The Parties shall keep in confidence and not disclose to any third party (i) the terms of this Contract,

and (ii) any confidential or proprietary information (“Confidential Information”) that either learns

about the other Party, such as, but not limited to, the rates, value, origin, destination, or consignee

of any GOODS or shipment made hereunder. The Parties may disclose such terms and information

to the extent required by law, to obtain financing, to substitute service providers to the extent

necessary to provide such substitute service, or to auditors retained for the purpose of assessing the

accuracy of freight bills.

b) WAREHOUSE will maintain and enforce safety and physical security procedures with respect to its

possession and maintenance of Confidential Information that comport with the standard of care

outlined in Section 11 of this Contract, and which provide reasonably appropriate technical and

organizational safeguards against accidental or unlawful destruction, loss, alteration or

unauthorized disclosure, removal or access of Confidential Information. WAREHOUSE will not be

liable for any breach of security or unauthorized access affecting Confidential Information which

could not be avoided by the exercise of such reasonable care.

SEVERABILITY, WAIVER, and ASSIGNMENT – Sec. 20

a) If any provision of this Contract, or any application thereof, should be construed or held to be void,

invalid or unenforceable, by order, decree or judgment of a court of competent jurisdiction, the

remaining provisions of this Contract shall not be affected thereby but shall remain in full force and

effect.

b) WAREHOUSE’S failure to require strict compliance with any provision of this Contract shall not

constitute a waiver or estoppel to later demand strict compliance with that or any other provision(s)

of this Contract.

c) The provisions of this Contract shall be binding upon the heirs, executors, successors and assigns of

both DEPOSITOR and WAREHOUSE; contain the sole agreement governing GOODS tendered to

the WAREHOUSE; and cannot be modified except by a writing signed by WAREHOUSE and

DEPOSITOR.

d) DEPOSITOR shall not assign or sublet its interest or obligations herein, including, but not limited

to, the assignment of any monies due and payable, without the prior written consent of

WAREHOUSE.

LIEN – Sec. 21

WAREHOUSE shall have a general warehouse lien for all lawful charges for storage and preservation

of the GOODS; also, for all lawful claims for money advanced, interest, insurance, transportation, labor,

weighing coopering, and other charges and expenses in relation to such GOODS, and for the balance

on any other accounts that may be due. WAREHOUSE further claims a general warehouse lien for all

such charges, advances and expenses with respect to any other GOODS stored by the DEPOSITOR in

any other facility owned or operated by WAREHOUSE. In order to protect its lien, WAREHOUSE

reserves the right to require advance payment of all charges prior to shipment of GOODS. Unless

expressly stated otherwise in writing, WAREHOUSE will not subordinate its lien to any lender, financial

institution, or any other third party.

DOCUMENTS OF TITLE - Sec. 22

Documents of title, including warehouse receipts, may be issued either in physical or electronic form at

the option of the parties. Any inconsistencies between the terms of the warehouse receipt and this

Contract shall be governed by this Contract.

GOVERNING LAW AND JURISDICTION – Sec. 23

This Contract and the legal relationship between the parties hereto shall be governed by and construed

in accordance with the substantive laws of the state where the FACILITY is located, including Article 7

of the Uniform Commercial Code as ratified in that state, notwithstanding its conflict of laws rules. Any

lawsuit or other action involving any dispute, claim or controversy relating in any way to this Contract

shall be brought only in the appropriate state or federal court in the state where the FACILITY is located.

The parties acknowledge the Limitation of Liability and Damages in Section 11.

Proposed by WAREHOUSE

__________________________________

Company Name Authorized Signature Date

Accepted for DEPOSITOR

________________________________________

Company Name Authorized Signature Date

4823-5211-6373, v. 3

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may not apply to you.

F. Limitation of Liability

IN NO EVENT SHALL THE IWLA, ITS PARTNERS, MEMBERS, OFFICERS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, OR CONTENT

OR SERVICE PROVIDERS BE LIABLE FOR DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, COMPENSATORY,

SPECIAL, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES EVEN IF MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES,

WHETHER IN AN ACTION UNDER CONTRACT, NEGLIGENCE, OR OTHER THEORY, ARISING OUT OF OR IN CONNECTION WITH THE USE,

INABILITY TO USE OR PERFORMANCE OF THE SITE AND/OR ANY CONTENT, MATERIALS OR SERVICES AVAILABLE AT THE SITE. Some states

do not allow the disclaimer or limitation of damages; so the disclaimers set forth above may not apply to you.

G. Use of Passwords

Access to certain portions of this site may, from time-to-time, involve the use of a unique user name and/or password. You are solely responsible for

maintaining the security of such user names and passwords, and will promptly notify us if you believe such security has been compromised. You will not

use the user names and/or passwords of any third party without such party’s express prior consent. You will not misrepresent your identity or any other

information when communicating with the IWLA through the site.

H. Third-party Links and Frames

The IWLA may provide links to websites operated by third parties. The IWLA makes no representations whatsoever about any third-party websites that

you may access through this site, and the fact that we have linked to another site should not be construed as an endorsement of that site or its proprietor.

The IWLA is not responsible for the privacy practices, terms and conditions, or content of such websites. The IWLA prohibits (i) the framing of any

materials available through this site, and (ii) "deep linking" to pages of the site other than the home page. The IWLA reserves the right to disable any

unauthorized frames and specifically disclaims any responsibility for the contents of any other websites linked to this site.

I. Communications with the IWLA

By sending the IWLA any ideas, comments, suggestions, questions, or other material, you grant the IWLA an unrestricted, royalty-free, worldwide,

irrevocable license to use, reproduce, display, perform, modify, transmit, and distribute such material in any manner, including in connection with the

IWLA’s business, and you also agree that the IWLA is free to use any ideas, concepts, know-how, or techniques that you send us for any purpose.

You agree that no comments or other information submitted by you to the IWLA will violate any personal or proprietary right of any third party (including,

without limitation, copyright and trademark rights). You agree that no comments or other information submitted by you to the IWLA will be libelous,

obscene, harassing, abusive or otherwise unlawful. You agree that you shall remain solely liable for the contents of any comments or other information

submitted by you to the IWLA.

III. Changes to these Terms

The terms of this Privacy Policy may change from time to time. We will notify you of any material changes to this Privacy Policy by posting a notice on the

homepage for a reasonable period of time after such changes are made, that this Privacy Policy has been updated, and by changing the “Last Modified”

date at the top of this Privacy Policy. We encourage you to check this page periodically for any changes. Your continued use of www.IWLA.com following

the posting of changes to these terms will mean you accept those changes.

Any questions should be directed to IWLA Headquarters, 847.813.4699 or mail@IWLA.com.

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