Everything you need to easily change banks is right here.
Changing banks can seem like an almost insurmountable task: moving your direct deposit, changing your
direct debit items, setting up new bill pay accounts. That’s why we have designed this Switch Kit to make
changing banks as simple as possible. We’ve provided all the forms you need to make this process even
easier! Make the switch to a local, community bank today.
Only four steps: It’s that easy!
We’ll even help you complete the paperwork and mail it in.
1. Open the Midwest BankCentre checking account that fits your needs*
Visit any Midwest BankCentre location to open a checking account. Then go to
MidwestBankCentre.com to sign up for Online Banking, Mobile Banking and Bill Pay. Look for the
Online Banking box on our homepage, then click the Enroll Now links and follow the prompts to
enroll.
2. Change/set up your direct deposits.
Complete the Direct Deposit Change Request Form for each direct deposit you receive.
3. Change any automatic debit payments.
Complete the Auto-Payment Authorization Form for each company you authorize to debit your
account.
4. Close your old account.
Complete the Account Closing Authorization Form and mail it to your previous bank or credit
union.
Remember, our friendly team members are ready to assist you in the completion of any of these forms.
You can also complete the necessary forms and mail the completed documents to the bank if you prefer
to complete the paperwork at home!
*All accounts are verified by ChexSystems and by proper identification of the account applicant
Changing Banks Checklist
When you use the Midwest BankCentre Switch Kit, changing banks is easy. This handy checklist will help
you track your progress:
Open your new Midwest BankCentre checking and/or savings account and make your initial
deposit.
Sign up for Online Banking and Bill Pay so that you can control when you pay your bills through
your new Midwest BankCentre checking account.
Make certain enough funds are available in your “old” account (at your previous bank or credit
union) to cover any automatic payments or checks that may have not yet been transferred or that
may not have cleared that account.
Send written notice to your direct deposit vendors (payroll, Social Security, etc.) alerting them to
send direct deposits to your new Midwest BankCentre account. Be sure to use the Direct Deposit
Authorization Form to assist in this process.
Send written notice to the vendors who directly debit your account for payments (utilities,
insurance, etc.) alerting them that you have closed your “old” account. Use the Auto-Payment
Change Request Form to assist in this process.
Confirm all direct debits have stopped on the “old” account.
Confirm all checks have cleared the “old” account.
Send written notice to your previous financial institution to close the old account. Use the Account
Closing Authorization Form.
Set up your payees in Bill Pay and create a payment schedule that works best for you! Use our Payee
Checklist to ensure you don’t miss a payment.
Direct Deposit/ Auto-Payment Checklist
Deposits
Company Name/Address
Account Number
Phone (optional)
MBC use only
Payroll
Pension
Social Security
Other
Other
Other
Auto-Payments
Company Name/Address
Account Number
Phone (optional)
MBC use only
Mortgage
Car
Car
Insurance
Insurance
Telephone
Cell Phone
Electricity
Gas
Water
Other
Other
Other
Direct Deposit Change Request Form
Change New
Company Information
Name:
Date:
Address:
City, State, Zip:
Telephone:
Individual Information (Employee/recipient of direct deposit)
Name:
Date:
Address:
City, State, Zip:
Telephone:
I have closed my:
Checking Account # ________________ Savings Account #_________________
at __________________________, located at ___________________________________.
(name of previous financial institution (address)
I hereby authorize the transfer of my direct deposit to my new bank, Midwest BankCentre, and submit this letter as written
notification.
Please begin sending the deposit(s) directly to:
Midwest BankCentre
2191 Lemay Ferry Road
St. Louis, MO 63125
ABA/Routing Number: 081000676
Deposit instructions:
Please deposit entire amount into checking account # ________________________.
Please deposit $_________ into savings account # ________________ and the remainder to
checking account # __________________.
I authorize:
Above listed entity to initiate deposit of my funds to my Midwest BankCentre account(s).
Midwest BankCentre to credit entries to my account(s).
This notice to remain in effect until I send written notice of change or cancellation.
___________________________________
Print Name
______________________
Signature Date
Auto-Payment Authorization Form
Change New
Complete a separate form for each automatic payment. You may photocopy this form.
Customer Information:
Name:
Date:
Address:
City, State, Zip:
Telephone:
Vendor/Payee Information (complete as much as possible):
Vendor Name:
Account Number with this vendor:
Address:
City, State, Zip:
Telephone:
New Bank Information:
Midwest BankCentre
2191 Lemay Ferry Road
St. Louis, MO 63125
ABA/Routing #: 081000676
New Account Number: ______________________ Checking Savings
Effective immediately, I/we authorize the above referenced Vendor/Payee and Midwest BankCentre to initiate
entries to my checking/savings account. This authorization will remain in effect until I notify the referenced vendor
in writing to cancel this request in a reasonable amount of time to act.
Signature: ____________________________________
Second Signature, if applicable: _________________________________
Include a voided check or deposit ticket with this form when sending to vendor/payee.
Account Closing Authorization Form
To: Current Bank or Credit Union
From: Customer Information
Name:
Date:
Address:
City, State, Zip:
Telephone:
Accounts (list account numbers and select the account type – checking, savings, etc.)
Account #: ________________________ Checking Savings Money Market Other
Account #: ________________________ Checking Savings Money Market Other
Account #: ________________________ Checking Savings Money Market Other
I/we hereby authorize the closure of the above listed account(s). Please mail any funds remaining in these accounts
to:
Me, at the above address
Midwest BankCentre
2191 Lemay Ferry Road
St. Louis, MO 63125
Midwest BankCentre account number to be credited: _________________
(Please reference my Midwest BankCentre account number on the check.)
If applicable, please discontinue my Bill Pay service
If applicable, please cancel my debit card and/or ATM card
Primary account holder signature: _____________________________________
Joint account holder name: ________________________________________
Joint account holder signature: _____________________________________
Note: prior to sending this Account Closing Authorization Form, please review your Midwest BankCentre statement to ensure all your automatic
payments and direct deposits have been switched to your new Midwest BankCentre account.
If you have any questions about these forms,
please contact a Personal Banker or one of our
team members at (314) 631-5500 or (800) 894-1350.
